Archives: FACTA

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Sovereign Immunity Shields Native America Tribes from Fair Credit Reporting Act Liability

In 2014, Jeremy Meyers used his credit card to make purchases at the Green Bay Oneida Travel Center and Oneida One Stop retail locations, owned and operated by the federally‐recognized Oneida Indian tribe. He received electronically printed receipts that included more than the last five digits of his credit card and the card’s expiration date. … Continue Reading

Class Action Plaintiffs Look to Fair Credit Reporting Act for Private Relief from Data Breaches Involving Health Information

A recent class action brought against the University of Miami (“University”) previews what could become an emerging trend among plaintiffs’ class action attorneys to seek damages for the unauthorized disclosure of personal health information under the Fair Credit Reporting Act (“FCRA” or the “Act”). Enforcement actions for data breaches involving the unauthorized disclosure of personal … Continue Reading

Partial Printing of Expiration Date on Receipt Not Willful FACTA Violation, Says Appellate Court

As most know by now, the Fair and Accurate Credit Transactions Act (FACTA) prohibits the printing of more than the last five digits of a customer’s credit or debit card number as well as displaying the expiration date of the card on the receipt.  The law as originally passsed was extremely confusing because it stated … Continue Reading

E-Filing Privacy Class Action to be heard by U.S. Supreme Court

In a somewhat bizarre case, Chicago attorney Jim Bormes filed a FACTA class action against the government after he received an email confirmation of his e-filing transaction (it costs approximately $350 to file a federal lawsuit).  FACTA has been a big piece of my practice over the last several years, and it has received a considerable amount … Continue Reading